Need new insurance, who is the best and who is the cheapest?
Don't come shopping in Canada... I am paying 600 a year for liability and I thought that was good. :shock: :sensored:
rcmatt007":2hgvcdvi said:it really is comparing apples an oranges
costs and requirements vary from state to state. And then there is your driving record. So I coule tell you what I pay in Oklahoma for 4 bikes (2 with comprehensive) but that won't mean anything where you are.
Secondly, when you look at liability, it is HOW MUCH the insurance company will pay IF YOU are liable for damages and injury. BE AWARE that if you injure someone in an accident medical costs are VERY HIGH, and you may also be responsible for "pain and suffering". A simple trip to the ER with xrays and CT scans can run into the thousands of dollars, and surgery to fix a fracture...... be prepared for sticker shock!
If you carry the minimum liabilty then the insurance company will only pay the amount of that coverage and YOU will be responsible for the rest. If you have no personal assests, home, job (garnishing of wages e.g.), other vehicles etc, then you can say "tough luck" to the other poor sot, but if you own anything, or are worth anything, you could loose a lot.
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